Health Insurance: Where to Find Health Insurance and How to Pay for It
The Epilepsy Foundation advocates for policy changes and healthcare reforms that benefit people with epilepsy. Access to medical care and the right treatments is important to the health, family, and employment for individuals living with epilepsy and seizures. There are many different types of insurance coverage available to consumers, and recent changes to federal law through healthcare reform (the Affordable Care Act) will expand options for affordable and meaningful coverage for people with epilepsy. On March 23, 2010, the Affordable Care Act was signed into law. The Act puts in place comprehensive health insurance reforms that will roll out over four years. While most provisions will not take effect until January 1, 2014, for plans renewed after September 23, 2010, some new protections had already been put into place. People with epilepsy should be sure to review and further research the following insurance programs and options to see if one or more will provide coverage. This guidance discusses:
Employment-Based Health Insurance
- Your Rights and Protection under Employment-Based Health Insurance: HIPAA
- Preexisting Conditions under HIPAA
- HIPAA Protections against Discrimination
If You Lose Your Employment-Based Health Insurance: COBRA
The Private Insurance Market
- Private Insurance & Medication Switching
Coverage for Adolescents and Young Adults: Up to Age 26 and CHIP
The Pre-Existing Condition Insurance Plan: PCIP
Medicare: 65 or Older
Medicaid: Coverage for People with Lower Incomes
Paying for Health Insurance and the Affordable Care Act
